An investment fund (also referred to as ‘a fund’) pools together the money from many individuals enabling a fund manager to invest in a broad range of assets, such as money market instruments, bonds, shares and property - exactly what the fund manager buys depends on the investment objective of the fund. By pooling your money with other investors, a fund allows you to invest in a broader range of assets than if you chose to invest directly in the individual assets yourself.
Our Global Investment Centre is our investments service through which you can open and invest in a Funds portfolio and ISA Funds portfolio, giving you access to investment funds from Worldroyal bank and a wide range of other providers.
All investments carry some risk. The value of investments (and any income received from them) can fall as well as rise and you may not get back what you invested. For some investments this can also happen as a result of exchange rate fluctuations as shares and funds may have an exposure to overseas markets.
In addition to the risks mentioned above, there are other risks associated with investing in our products. These are outlined in the Key Features Document and Key Investor Information Document for each product which you should read carefully before applying.
All investments carry some risk. The value of investments (and any income received from them) can fall as well as rise and you may not get back what you invested. For some investments this can also happen as a result of exchange rate fluctuations as shares and funds may have an exposure to overseas markets.
Most investments should be considered as a medium to long-term commitment; this means you should be prepared to hold them for at least five years.
The value of any tax benefits described depends upon your individual circumstances - tax rules may change in future.
In addition to the risks mentioned above, there are other risks associated with investing in our products. These are outlined in the Key Features Document for each product and, where applicable, in the Key Investor Information Document for the underlying fund(s), which you should read carefully before applying.
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